A bad credit score might be stopping you from getting attractive discounts and offers from leading credit card companies. However, you can use a credit card to improve a bad credit score with these top credit cards to manage bad credit and eventually increase your credit score as well. Now let us look at which credit cards can help you manage a bad credit record.
Credit One Bank Platinum Rewards Visa with no annual fee
This card charges zero annual fees. Moreover, as a customer, you can get a straight cashback of 2% on several purchases. The card owner also has the convenience to choose their very own due date to make the monthly payment on the card. Every customer gets access to alerts about the position of their account with a zero fraud liability feature.
Credit One Bank Platinum Rewards Visa
The card charges an annual fee of $95 and offers cash back rewards for several types of expenses. The card owner doesn’t need to worry about unauthorized charges since there is a zero fraud liability on this card. Using the card with the participant merchants makes the owner eligible to earn even more cashback rewards.
Marriott Bonvoy Bold™ Credit Card
As an introductory offer, the card offers a bonus of 50,000 points to the owner. The annual fee at the inception of the card term is zero while there is scope to earn more points with every purchase for up to three months after opening the account. There is no applicability of any foreign transaction fee, either. Depending on the expenditure’s nature, the customer earns a specific number of points and rewards with this card.
Indigo Platinum Mastercard
The credit card provider extends its services even to those with a previous record of bankruptcy. The process to avail the card is a quick one where the customer can also apply for the pre-qualification process. The annual fee involved in this card varies from $0 to $99 and depends on several factors. The credit card providers also offer protection against loss and robbery of the card. It is a great way to protect the owner from any fraud that may be committed on their card.
Reflex Mastercard® Credit Card
The annual fee applicable on the card varies depending on several factors. The customer may check if they are qualified to obtain the card, and this activity will not affect their credit score any further. The credit card service reports your activities on the card to three top credit reporting agencies across the country. It means that you can improve your credit score considerably by taking care of your payments and making them on time. Any unauthorized transactions will not attract any fraud liability.
These are the top credit cards to manage bad credit and correct it by using these cards smartly.
